Ford Finance & Lease Center Houston Ford Dealer

Auto Financing & Leasing

Learn how easy it is to finance or lease a vehicle at Chastang Ford. Whether you have good credit or bad credit to purchase your next Ford truck, van, or SUV, we offer affordable finance options to meet your budget needs. We work closely with trusted local and national financing sources and will help find you a loan with a low rate and flexible terms.

Meet Martin Gembe - Finance Manager at Chastang Ford

Martin has years of finance experience matching customers to the auto financing that works best for them. He takes the time to educate Ford shoppers on the differences of buying and leasing and works hard to get them the best rates available. Know that Martin will work with you every step of the way to craft finance terms that work for your lifestyle and budget.

Martin Gembe Finance Manager
Martin Gembe - Finance Manager at Chastang Ford

Easy Approval Auto Finance Options

Have you had your eyes on a new Ford F-150, Bronco or maybe you need a cargo van for work but have been fretting how it can be financed? Your Houston Ford Finance Center has options to finance your next new or used vehicle.

Choose from traditional finance options like a Standard Purchase with an interest rate, a Red Carpet Lease if you plan to trade-in every few years, the new Ford Flex Buy which provides a lower interest rate the first few years or if credit is a challenge, we also provide car loans for bad credit.

Whichever option you choose, know that Chastang Ford is here to work with you to get the lowest car payment possible.

Key Icon

Standard Purchase

Finance a new, used or Certified Pre-Owned Ford. Build equity toward your next Ford purchase while enjoying no mileage limitations and the freedom to customize your vehicle.

Learn More

Flex Buy

Flex Buy

A Ford Credit-exclusive payment structure focused on providing lower payments for the first three years when compared with a standard retail contract.

Learn More

Red Carpet Lease

Red Carpet Lease

Choose from a range of mileage and monthly options with versatile lease-end choices, making it easy for you to enjoy a new Ford more often.

Learn More

Bad Credit Help

Bad Credit? Maybe We Can Help

We may be able to help if you have bad credit. If you have a few dings on your credit report, let us check it out and it may not be as bad as you think.

Learn More

Investing in your business comes with expectations.

As you manage and grow your operations, the Chastang Ford Commercial Credit Team delivers financial solutions and services that help you achieve your goals.
Commercial Line of Credit from Ford

Commercial Line of Credit Details

When you need to add commercial vehicles to your fleet, Ford Credit can help you get them quickly and easily with a Commercial Line of Credit (CLOC). Once you establish a CLOC, you can acquire additional vehicles whenever you need to. No need to reapply every time you need a vehicle.

What Is a CLOC?

A CLOC helps you secure the availability of credit to save time when financing or leasing new commercial vehicles. Once approved, you can add vehicles to your fleet and get coverage for all of your financing or leasing needs; no need to reapply every time you need a vehicle.

Why Should I Apply For a CLOC?


  • Flexible terms
  • No setup or non-utilization charges
  • Credit that frees up capital
  • Availability of a combined billing statement
  • The availability of credit when you need it


  • Credit approval for up to 12 months
  • Credit lines starting at $250,000
  • Saves time when additional vehicles are needed
  • Frees up capital for other investments
  • Availability for retail financing, Red Carpet Lease and CommerciaLease

Commercial Credit Application

Applying for credit online is convenient and secure. The process usually takes around 10–15 minutes. Chastang Ford will contact you shortly after submitting your application to complete the process and configure your vehicle to your business needs.

You’ll also be asked to answer a few questions about your preferred vehicle and financing options (i.e., financing type: purchase or lease, and if you have a Guarantor). Your final vehicle and financing options will be selected at your local dealer.

You’ll need to provide the following basic personal information:

  • Email Address
  • Tax ID Number
  • Business Gross Profit

If you have a Guarantor, the following information will be needed for this individual:

  • Social Security Number
  • Date of Birth
  • Employment Status and/or Monthly Income

Finance Department

8:00 am – 7:00 pm
8:00 am – 7:00 pm
8:00 am – 7:00 pm
8:00 am – 7:00 pm
8:00 am – 7:00 pm
9:00 am – 6:00 pm

Buying vs Leasing a Ford​

Deciding whether to buy or lease a new or used Ford can be a difficult choice. It is important to know the differences between the options so you can make an educated decision.

When you buy a vehicle, you are paying for the entire vehicle. Typically buyers make a down payment, either pay the sales tax in cash or roll the amount into the loan, and then make monthly payments with a set interest rate. This option is great for those who drive many miles, or plan on keeping their car for a long period of time.

When you lease a vehicle, you are only paying for the amount of the vehicle you use. The sales tax is included in the monthly lease payment, which is determined in part by a money factor that is much like an interest rate on a new car loan. Typically the first monthly payment is made when you sign the contract. Leasing is a great option for those who want lower monthly payments and a new vehicle every few years.

Finance Questions?

Write a note below and one of our friendly finance experts will get you an answer.
  • This field is for validation purposes and should be left unchanged.

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.